Private College Loans

Private college loans are credit-based loans originated by lenders to undergraduate and graduate students and parents. These loans cover up to the cost of education minus other financial aid. Private student loans typically feature fixed or variable interest rates, zero fees and a standard repayment option.


College Loan Interest Rates

College Loan Interest Rates

The interest rate is important because it influences the overall cost of the loan. Understand the differences between fixed and variable interest rates to determine which is right for you.

Learn about college loan interest rates.

Determine How Much to Borrow

Determine How Much to Borrow

Assessing how much you need to borrow to pay for school is a task you'll probably have to figure out every year to ensure you cover all of your college expenses. All you need to do is follow a few steps to help you calculate your financial needs.

Determine how much to borrow in college loans.

Choosing a Private Student Loan Lender

Choosing a Private Student Loan Lender

Choosing the best private college loan lender is important when borrowing money for school. To help you make the right decision, you need to focus on key differentiators and ask the right questions when shopping around for private student loans.

Learn how to choose a private student loan lender.