Federal PLUS Loans are originated by the federal government and allow graduate students and parents of dependent undergraduate students borrow up to the full cost of education, less any other financial aid.


Direct PLUS Loans for Graduate and Professional Students

Direct PLUS Loans for Graduate and Professional Students let you borrow up to the full cost of your education less any other financial aid that you receive. They are originated by the federal government and feature a fixed interest rate, a 4.276% origination fee and various repayment options. Eligibility for this type of education loan will be defined in the Award Letter from your school.

Direct PLUS Loans for Parents

Direct PLUS Loans for Parents are available to parents of dependent undergraduate students. These education loans allow you to borrow up to the full cost of your child’s education less any other financial aid they receive. Direct PLUS Loans for Parents are originated by the federal government and feature fixed interest rates, a 4.276% origination fee and various repayment options. Eligibility for this type of parent loan will be defined in the Award Letter from your child’s school.

  • Older Direct Stafford Loans
  • Newer Pay Off Your Loans Early