Assessing how much you need to borrow to pay for school is a task you’ll probably have to figure out every year to ensure you cover all of your college expenses. All you need to do is follow a few steps to help you calculate your financial needs.



The interest rate is important because it influences the overall cost of the loan. Understand the differences between fixed and variable interest rates to determine which is right for you.

PLATTSBURGH,NY - MAY 22 : The State University of New York at Plattsburgh, also known as SUNY Plattsburgh on may 22nd,2015.The college was founded in 1889 and opened in 1890 and has 6350 students

When it comes down to it, the big question on every college-bound family’s mind is: how much is college going to cost? The answer to that question varies from hundreds of thousands of dollars to nothing at all. Somewhere in the middle lies the real answer for the majority of…

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Students and families are eager to reduce their cost of college spend time finding and applying for outside scholarships awarded by private companies. While many think that scholarships are available only for those with significant academic or athletic achievements, there seemingly endless other ways to win scholarships, from those honoring…

cheerful african college students using laptop together

One of the keys to qualifying for financial aid is to position your assets appropriately before you fill out the FAFSA form. The FAFSA, or Free Application for Federal Student Aid, is the form that parents fill out typically in the winter of their student’s senior year of high school….

Portait of a group of students walking together outside in urban area. Three caucasian men and women walking at a university campus.

College costs can seem overwhelming. With rising tuition and fees, sometimes it seems like getting a high-quality education is out of reach. But with a little creativity and hard work, you can find a way to make it more manageable. Whether you’re trying to pay for a semester’s tuition or…